---
title: "Is xapp-folks-finance.firebaseapp.com a Scam? Trust Score 0/100"
source: TrustSniffer
type: Website trust & fraud report
subject: "xapp-folks-finance.firebaseapp.com"
verdict: "Critical Risk"
title: "Is xapp-folks-finance.firebaseapp.com a Scam? Score 0/100"
trust_score: 0
classification_confidence: 45
canonical_url: https://trustsniffer.com/report/xapp-folks-finance.firebaseapp.com
assessed: 2026-10-19
---

# Is xapp-folks-finance.firebaseapp.com a scam? TrustSniffer's high-risk assessment: 0/100

## Verdict


**Verdict: Critical Risk, trust score 0/100.** xapp-folks-finance.firebaseapp.com shows high-risk / scam indicators.

This assessment found strong scam indicators. Do not pay, sign in, or share personal details with this site.

Labels: Sensitive Interaction Risk

Assessed 2026-10-19 by automated analysis. Classification confidence 45%.

| Field | Value |
| --- | --- |
| What this site appears to be | Folks Finance dashboard showing lending/borrowing markets, APYs, deposited/borrowed amounts and multiple token markets. Prompts user to connect wallet and create account; shows a site shutdown notice. No on-page legal/audit credentials visible. |

## Evidence status and limitations


Evidence completeness: Not recorded

- The real-world operator identity was not independently verified.
- Module-level completeness metadata is unavailable for this legacy report.

## At a glance

The checks that decide most of this verdict.

| Check | Result | Status |
| --- | --- | --- |
| Malware engines | 3 flagged it (VirusTotal) | Risk |
| Google Safe Browsing | Not listed (Google) | Clear |
| Abuse reports on the host | 4% confidence (AbuseIPDB, 4 reports; shared hosting inflates reports) | Clear |
| Domain age | Not available (No registration record was returned) | Noted |

## The page as captured


![Screenshot of the xapp-folks-finance.firebaseapp.com homepage captured during the TrustSniffer assessment](https://trustsniffer.com/outputs/xapp-folks-finance.firebaseapp.com/screenshots/first.png)

_What xapp-folks-finance.firebaseapp.com served when TrustSniffer captured it on 2026-10-19. The page may look different now._

## Key findings


- Automated classification: Sensitive Interaction Risk.
- At least one reputation service TrustSniffer consulted had flagged this domain at assessment time.
- The operator behind the site could not be independently connected to a real-world brand or person.

## Full analysis


### Overview

This website is a single-page decentralized-finance (DeFi) lending and borrowing dashboard, branded "Folks Finance" and served from a subdomain of a shared Google application-hosting domain. It presents token markets, deposit and borrow rates, a swap tab, a network selector and a "Connect Wallet" prompt. It also shows a banner saying the service will shut down on March 31, 2027 and asking users to withdraw funds before then. Its apparent purpose is to get visitors to link a crypto wallet and deposit or borrow assets in return for variable yield and loyalty points.


### Scam/Impersonation Risk

The site has **confirmed contradictory signals** and warrants a clearly cautionary stance. Several independent threat-intelligence engines flag the hostname as malicious, and the aggregate result amounts to a confirmed **blacklist** listing. Separate abuse reports exist against one of the site's shared delivery addresses. Those reports relate to shared provider infrastructure rather than to this site alone, so they are a soft reputational signal and not a finding in themselves. The page asks visitors to connect a wallet and "create an account" before showing any verifiable service terms, which is a deposit-before-service pattern. The yield figures are also strikingly high. The homepage advertises a USDC deposit rate of 27.3% with a 2.5x points multiplier, and a stable borrow rate of 89.49% on the same asset. Its stable borrow rate on ETH is 20.38%. The dashboard lists about twenty tokens, including AVAX, wstETH, SolvBTC, SHIB and JOE, alongside a points program ("Earn points by depositing, borrowing and repaying") repeated across the banner. The page gives no audit reports, no security attestations and no named operator to support these figures. The analysis did not detect a brand-impersonation match or conflicting legal identities. However, the site carries a well-known protocol name on a generic, platform-assigned subdomain that is not an independent brand domain, and nothing on the page links it to the real-world operator. Browser testing also found three outbound data submissions and three background data requests going to destinations outside the expected allowlist.


Evidence:
- Homepage: shows a connect-wallet-then-create-account flow, a points program, and rates of 27.3% (USDC deposit) and 89.49% (USDC stable borrow), with no audit or assurance material visible.
- Homepage network behavior: three external POST requests and three external XHR requests, all to non-allowlisted destinations, in a sandbox that ran three times without console errors.
- Reputation: three malicious detections plus a confirmed external blacklist match; four abuse reports on the shared delivery address 2620:0:890::100, attributed to shared infrastructure.

### Regulatory Verification Notes

The homepage identifies no legal entity, jurisdiction, licence, registration number, terms of service or privacy policy. The only governance-related content is the shutdown notice, which points to a transition plan, and no audit credentials are visible. The site's operator is therefore opaque, and its connection to any real-world brand or person is unverified. Nothing on the page can substitute for regulatory standing in a product that takes custody of user deposits. No third-party broker or regulator database entry was matched, so there is no external reputational context beyond the threat listings already described. The absence of a licence is a verification gap in its own right. In this case it adds to, and does not replace, the confirmed threat detections.


Evidence:
- Homepage: no company name, licence, registration or audit disclosure, and no legal or policy pages reachable from the dashboard.
- Hosting: served from AS54113 (Fastly, Inc., US).
- Transport encryption: TLS certificate issued by WR4 (domain-validated, DV), valid to 2026-12-22. This confirms an encrypted connection and says nothing about operator identity.

### What to Verify Next

Before any interaction, the hostname should be matched against the project's officially published domains, using a route independent of this site, such as the project's verified social accounts or documentation reached from a trusted source. The shutdown notice and its transition plan should be checked against official announcements. Any withdrawal guidance should come from that channel and not from this page. Funds already held in the protocol should be reviewed directly through the official application or a block explorer.


Evidence:
- Homepage banner: states a shutdown date of March 31, 2027 and urges withdrawal of funds, which is a time-sensitive instruction that needs independent confirmation.
- Hostname: a generic platform-assigned subdomain, not a standalone project domain.
- Homepage: exposes the connect-wallet prompt before any identity or terms information.

### Summary Verdict

The available evidence points to an **elevated-risk** website. Confirmed threat-intelligence listings, behavior that does not match a self-contained dashboard, and an unverified operator identity together outweigh the site's polished presentation and rich market content. The site cannot be treated as a trustworthy venue for sensitive or financial activity.


### Infrastructure Integrity

The site is delivered through a recognized content delivery network with a valid, correctly issued encryption certificate, and the origin server was not observable. This is a mitigating factor for transport integrity and availability only. It does not offset the reputational and behavioral findings, and it says nothing about who operates the site.


### Closing Assessment

Use should be limited to passive viewing. Wallets should not be connected, and no credentials, approvals or funds should be submitted through this site, at least until the hostname has been confirmed through official project channels and the threat listings have been cleared.


_Written analysis generated 2026-10-19 by the TrustSniffer Analysis Engine from the evidence in this report._

## What the analysis found

2 findings contributed to this verdict, raised by external reputation, page content.

### 01 External reputation
- Several malware engines flagged this domain. (External reputation `rule:EXT_BLACKLIST_HIGH`)

### 02 Page content
- The page content shows three or more warning signs that deceptive sites commonly use. (Page content `rule:PAGE_RED_FLAGS_STRONG`)
- The review of the page content rated it moderate risk. (Page content `rule:PAGE_RISK_MED`)
- The page content shows at least one warning sign that deceptive sites commonly use. (Page content `rule:PAGE_RED_FLAGS_SOME`)
- The browser raised a warning while loading the page. (Page content `rule:PAGE_BROWSER_FLAGS_SUSPICIOUS`)

### Signals weighed against the site

- AbuseIPDB: 4 reports on hosting IP 2620:0:890::100 (Google LLC, Content Delivery Network), 4% confidence. The reports are attributed to shared infrastructure, not specifically to this website.

## Identity verification


| Field | Value |
| --- | --- |
| Status | UNVERIFIED |
| Identity score | 30/100 |
| Identity verification confidence | 50% |

- No on-site identity signals detected

_Identity verification measures whether the site can be independently connected to a real-world brand or person. It is separate from the classification confidence._

## What TrustSniffer observed

First-party facts recorded during the assessment of xapp-folks-finance.firebaseapp.com.

- The request stayed on xapp-folks-finance.firebaseapp.com. It was not redirected to another domain. (Clear)

## Domain intelligence


| Field | Value |
| --- | --- |
| Registrar | Not available |
| Hosting | Not available |
| Country | Not available |
| Server IP | 2620:0:890::100 |
| Name servers | Not available |
| CDN / edge network | Lookup incomplete |
| SSL issuer | WR4 |
| SSL expiry | 2026-12-22 |
| Domain age | Not available (no registration date was returned) |
| Domain expiry | Not available |
| Archive first seen | Not available |
| Archive snapshots | Not available |
| Reputation | VirusTotal: 3 flagged \| AbuseIPDB: 4% confidence, 4 reports \| Google Safe Browsing: 0 matches |

## About this assessment


**Was this report useful?** Tell other people what you think of TrustSniffer, good or bad. An honest review helps others decide whether to rely on these checks. [Review TrustSniffer on Trustpilot](https://www.trustpilot.com/review/trustsniffer.com)

A trust score summarises the evidence TrustSniffer could collect about xapp-folks-finance.firebaseapp.com at assessment time. It is a starting point for your own judgement, not a guarantee: a high score means the signals were consistent with a legitimately operated site, a low or critical score means several risk patterns were present.

TrustSniffer assesses a website from the evidence it can collect at a point in time: domain registration and age, hosting and certificate, the content the site served, and third-party reputation feeds. A score is a summary of that evidence, not a guarantee and not a legal finding. There is no human rating and no user review in it. A site can change after it is assessed.

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- [akirolabs.firebaseapp.com](https://trustsniffer.com/report/akirolabs.firebaseapp.com), a similar name (Low Trust, 38/100)
- [project-shiesty.firebaseapp.com](https://trustsniffer.com/report/project-shiesty.firebaseapp.com), a similar name (Low Trust, 48/100)
- [goldfishclaim.com](https://trustsniffer.com/report/goldfishclaim.com), another .com site assessed as critical-risk (Critical Risk, 0/100)
- [4daysgroup.com](https://trustsniffer.com/report/4daysgroup.com), another .com site assessed as critical-risk (Critical Risk, 0/100)
- [art-bot.ru](https://trustsniffer.com/report/art-bot.ru), another site assessed as critical-risk (Critical Risk, 0/100)
- [Every website and wallet TrustSniffer has assessed](https://trustsniffer.com/directory), the full risk directory
- [Other domains assessed as high-risk or phishing](https://trustsniffer.com/directory/phishing-domains), same verdict band
- [Check another website](https://trustsniffer.com/web-intelligence), run a new assessment
- [Check a crypto wallet address](https://trustsniffer.com/on-chain-risk), on-chain screening
- [The TrustSniffer Risk Index](https://trustsniffer.com/stats), how this verdict compares

## Guides
- [Trading Platform Scam: Checking a Blocked Balance](https://trustsniffer.com/blog/trading-platform-scam-checking-a-blocked-balance)
- [Connect a Wallet to a Scam Site: What Happens](https://trustsniffer.com/blog/connect-wallet-to-a-scam-site-what-happens)
- [Stablecoin Freezes, Oct 24, 2026: 15 Wallets](https://trustsniffer.com/blog/stablecoin-freeze-report-2026-10-24)

---
*Source: [TrustSniffer](https://trustsniffer.com/report/xapp-folks-finance.firebaseapp.com) — independent automated trust & fraud analysis. Cite as https://trustsniffer.com/report/xapp-folks-finance.firebaseapp.com · assessed 2026-10-19.*
