Verdict
umniabank.ma appears legitimate.
Our checks found nothing pointing to fraud. Ordinary care still applies when you pay or sign in.
| What this site appears to be | Homepage for Umnia Bank, presented as Morocco's first participatory bank, offering personal, professional and corporate banking, financing, savings, insurance and UConnect digital banking services. |
|---|
Evidence status and limitations
Evidence completeness: UNKNOWN
- Module-level completeness metadata is unavailable for this legacy report.
At a glance
The checks that decide most of this verdict.
| Malware engines | None flagged itVirusTotal | Clear |
|---|---|---|
| Google Safe Browsing | Not listedGoogle | Clear |
| Abuse reports on the host | 0 reportsAbuseIPDB; shared hosting inflates this count | Noted |
| Domain age | 11 years oldRegistered history | Clear |
| Web archive | Never archivedNo public history of this site | Watch |
| Certificate | Encrypted connectionIssued by YR2 | Noted |
The page as captured
No screenshot is retained for this report.
Key findings
- Automated classification: Not Scam.
- Domain age: more than 10 years (registration continuity).
- No flags from the reputation services TrustSniffer consulted at assessment time.
- The operator behind the site could not be independently connected to a real-world brand or person.
Full analysis
Overview
Umnia Bank’s website presents a Moroccan participatory-banking institution serving personal, professional, and corporate customers through banking products and digital account services.
Scam/Impersonation Risk
No contradictions were observed. The homepage presents a coherent banking identity and describes conventional financial services, including savings and investment, property and vehicle financing, Takaful insurance, corporate banking, and the UConnect digital-banking service. The supplied content contains no phishing, brand-impersonation, malicious-form, hidden-form, or untrusted-destination indicators.
- The homepage identifies Umnia Bank as Morocco’s first participatory bank and provides structured banking-service navigation.
- The homepage contains no login form, sensitive form, hidden form, or untrusted form destination.
- External reputation checks recorded zero malicious and zero suspicious detections.
- The domain was registered in 2015 and is approximately 10.67 years old.
Regulatory Verification Notes
The site provides identifiable banking and participatory-finance content, including banking compliance information, tariffs, and a complaints-submission route. The supplied material does not display a licensing authority or registration number, so applicable authorization remains a transparency item for routine regulatory confirmation rather than an indication of impersonation. Registration through WANA CORPORATE, a clean external reputation profile, and stable transport security support the site’s established identity.
- The homepage includes sections for participatory banking, compliance, banking tariffs, and complaints.
- The domain registrar is WANA CORPORATE; creation date: 2015-12-04T10:59:58Z; expiration date: 2026-12-04T10:59:59Z.
- Hosted on AS36884, Wana Corporate - Wana Corporate, MA.
- TLS certificate issued by YR2, validation level DV, valid to 2026-10-04T17:46:53Z.
What to Verify Next
Before formal institutional onboarding, the applicable Moroccan authorization and the precise legal entity responsible for the relevant service should be confirmed through the competent official registry. Contact and complaint channels should also be validated using independently sourced institutional contact details.
- The homepage exposes a dedicated complaints-submission function.
- The homepage provides banking tariffs and compliance-related navigation for independent review.
Summary Verdict
The website has a high-trust posture consistent with a legitimate, established financial-services entity. Its identity, content coherence, technical stability, and external reputation converge without observed contradiction, making normal interaction appropriate.
Infrastructure Integrity
The site resolves to a single likely origin IP with no detected CDN or WAF layer. This provides less intermediary protection than an edge-protected deployment but does not, on the supplied evidence, create a legitimacy concern.
Closing Assessment
Normal browsing, account login, and standard account activity are appropriate, subject to the prospective user’s ordinary financial-control procedures.
Written analysis generated 2026-08-01 by the TrustSniffer Analysis Engine from the evidence in this report.
What the analysis found
No rule findings contributed to this verdict.
Identity verification
| Status | UNVERIFIED |
|---|---|
| Identity score | 30/100 |
| Identity verification confidence | 50% |
- No on-site identity signals detected
Identity verification measures whether the site can be independently connected to a real-world brand or person. It is separate from the classification confidence.
What TrustSniffer observed
First-party facts recorded during the assessment of umniabank.ma.
- The request stayed on umniabank.ma. It was not redirected to another domain. Clear
- Registration is published under WANA CORPORATE. Clear
- DNS for this domain is served by wanamaroc.com, across 3 name servers. Noted
- The registration is paid up to 2026-12-04. Noted
- It is hosted on Wana Corporate, from a server in MA. Noted
Domain intelligence
| Registrar | WANA CORPORATE |
|---|---|
| Hosting | Wana Corporate - Wana Corporate, MA |
| Country | MA |
| Server IP | 105.73.80.43 |
| Name servers | ns3.wanamaroc.com, loukos2.wanacorp.com, ns2.wanamaroc.com |
| SSL issuer | YR2 |
| SSL expiry | 2026-10-04 |
| Domain age | 10.7 years |
| Domain expiry | 2026-12-04 |
| Archive first seen | Not available |
| Archive snapshots | 0 |
| Reputation | VirusTotal: 0 flagged | AbuseIPDB: 0 reports | Google Safe Browsing: 0 matches |
About this assessment
A trust score summarises the evidence TrustSniffer could collect about umniabank.ma at assessment time. It is a starting point for your own judgement, not a guarantee: a high score means the signals were consistent with a legitimately operated site, a low or critical score means several risk patterns were present.
TrustSniffer assesses a website from the evidence it can collect at a point in time: domain registration and age, hosting and certificate, the content the site served, and third-party reputation feeds. A score is a summary of that evidence, not a guarantee and not a legal finding. There is no human rating and no user review in it. A site can change after it is assessed.