Verdict
otpbank.com.ua appears legitimate.
Our checks found nothing pointing to fraud. Ordinary care still applies when you pay or sign in.
| What this site appears to be | Official-looking OTP Bank Ukraine homepage offering comprehensive retail, corporate, lending, deposit, payment, investment, insurance, and online banking services. The page includes Ukrainian regulatory registration details, NBU license information, deposit guarantee disclosure, contact details, branches, exchange rates, and security guidance. |
|---|
Evidence status and limitations
Evidence completeness: UNKNOWN
- Module-level completeness metadata is unavailable for this legacy report.
At a glance
The checks that decide most of this verdict.
| Malware engines | None flagged itVirusTotal | Clear |
|---|---|---|
| Google Safe Browsing | Not listedGoogle | Clear |
| Abuse reports on the host | 7 reportsAbuseIPDB; shared hosting inflates this count | Noted |
| Domain age | 19 years oldRegistered history | Clear |
| Web archive | Never archivedNo public history of this site | Watch |
| Certificate | Encrypted connectionIssued by YR1 | Noted |
The page as captured
No screenshot is retained for this report.
Key findings
- Automated classification: Not Scam.
- Domain age: more than 10 years (registration continuity).
- VirusTotal and Google Safe Browsing had no flags for this domain; its hosting IP carries AbuseIPDB reports below the confidence level TrustSniffer treats as a flag.
Full analysis
Overview
The website is the official-looking online presence of OTP Bank Ukraine, presenting retail and corporate banking, payment cards, deposits, lending, investments, insurance, currency exchange, branches, ATMs, and online banking services. Its apparent business model is that of an established commercial bank operating through financial products, interest income, and service fees.
Scam/Impersonation Risk
No contradictions were observed. The homepage presents a coherent banking identity, detailed service coverage, Ukrainian contact and branch information, financial-security guidance, and no detected phishing, impersonation, malicious-content, or hidden-form indicators. The overall evidence supports legitimate normal interaction, including account login and standard banking use.
- The homepage identifies OTP Bank Ukraine and provides banking services, branches, ATMs, contact channels, and security guidance.
- Page analysis found no brand-impersonation, phishing, malicious-content, or hidden-sensitive-form indicators.
- The domain was registered on 2007-06-07 and is approximately 19.17 years old.
Regulatory Verification Notes
The site presents Ukrainian regulatory registration details, National Bank of Ukraine licensing information, and deposit-guarantee disclosures. These are substantive on-site disclosures, although independent regulatory confirmation is not established by the supplied evidence. No broker-dataset match or confirmed blacklist signal was identified; the absence of such signals supports the legitimacy assessment but is not itself a licensing determination.
- The homepage displays Ukrainian regulatory identifiers, NBU license information, and deposit-guarantee information.
- WHOIS lists the registrar as ТОВ "Інтернет Інвест" and the owner as АКЦІОНЕРНЕ ТОВАРИСТВО "ОТП БАНК".
- The domain’s traffic footprint is within the global top 1 million.
- The site is hosted on AS41260, OTPUA-AS - PJSC OTP Bank, UA; its TLS certificate was issued by YR1 using DV validation and is valid until 2026-10-11.
What to Verify Next
Confirm the bank’s current authorization and the specific services being used through the relevant National Bank of Ukraine registry, and independently confirm official contact channels through a trusted offline source before unusual or high-value transactions.
- The homepage provides the claimed regulatory and deposit-protection disclosures to compare against the relevant registry.
- The site lists branches, ATMs, contact options, and official social channels that can support independent confirmation.
- The certificate and hosting records provide concrete technical identifiers for comparison during any institutional due diligence.
Summary Verdict
The website presents as a legitimate, established, and trustworthy banking institution with no observed scam or impersonation contradictions. Its coherent institutional content, long operating history, clean external reputation, and aligned identity support a high-confidence trust posture for normal banking interaction.
Infrastructure Integrity
The site resolves directly to infrastructure operated by OTPUA-AS - PJSC OTP Bank in Ukraine, with no CDN or WAF edge layer identified. This direct institutional hosting posture is a mitigating infrastructure signal, while the valid DV TLS certificate provides transport protection without independently proving organizational legitimacy.
Closing Assessment
Normal account access and standard banking use are appropriate, with registry confirmation reserved for material institutional or regulatory due diligence.
Written analysis generated 2026-08-02 by the TrustSniffer Analysis Engine from the evidence in this report.
What the analysis found
No rule findings contributed to this verdict.
Identity verification
| Status | LIKELY |
|---|---|
| Identity score | 73/100 |
| Identity verification confidence | 74% |
- Trusted social count=1
Identity verification measures whether the site can be independently connected to a real-world brand or person. It is separate from the classification confidence.
What TrustSniffer observed
First-party facts recorded during the assessment of otpbank.com.ua.
- The request stayed on otpbank.com.ua. It was not redirected to another domain. Clear
- Registration is published under ТОВ "Інтернет Інвест". Clear
- DNS for this domain is served by com.ua, across 3 name servers. Noted
- The registration is paid up to 2027-06-07. Noted
- It is hosted on OTPUA-AS, from a server in UA. Noted
Domain intelligence
| Registrar | ТОВ "Інтернет Інвест" |
|---|---|
| Hosting | OTPUA-AS - PJSC OTP Bank, UA |
| Country | UA |
| Server IP | 195.248.93.27 |
| Name servers | nsa1.otpbank.com.ua, nsa2.otpbank.com.ua, nsa3-az.otpbank.com.ua |
| SSL issuer | YR1 |
| SSL expiry | 2026-10-11 |
| Domain age | 19.2 years |
| Domain expiry | 2027-06-07 |
| Archive first seen | Not available |
| Archive snapshots | 0 |
| Reputation | VirusTotal: 0 flagged | AbuseIPDB: 7 reports | Google Safe Browsing: 0 matches |
About this assessment
A trust score summarises the evidence TrustSniffer could collect about otpbank.com.ua at assessment time. It is a starting point for your own judgement, not a guarantee: a high score means the signals were consistent with a legitimately operated site, a low or critical score means several risk patterns were present.
TrustSniffer assesses a website from the evidence it can collect at a point in time: domain registration and age, hosting and certificate, the content the site served, and third-party reputation feeds. A score is a summary of that evidence, not a guarantee and not a legal finding. There is no human rating and no user review in it. A site can change after it is assessed.